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What Is a Personal Injury Claim? Personal injury claims are filed by those who have suffered physical or emotional harm due to the negligence of someone else. The victim may be entitled to compensation for medical expenses and pain, suffering and lost wages. Other expenses could include travel to appointments, home modifications, and expenses for care for permanent impairments. Some victims may also be able to claim special damages for mental distress. Damages Personal injury claims seek compensation for the losses that an injured person is suffering due to negligence of another individual or. A victim can recover damages for both economic and non-economic losses. The amount of compensation awarded will depend on the severity and nature of injuries sustained. Compensation can cover expenses like medical costs and loss of earnings and may also cover the cost of physical impairment, and emotional distress. Damages for punitive purposes can be claimed in the case of extreme negligence. In a personal injury case the compensation is split into two categories – special damages and general damages. The financial losses and expenses incurred are referred to as special damages, and are usually quantifiable in actual dollar amounts. Keeping detailed records and receipts for any losses or expenses will aid in maximizing the amount of money reimbursed by special damages. Future damages are more difficult to quantify since they depend on the severity of a victim's injuries and the expected long-term impact. Our lawyers will work with medical professionals to determine the estimated costs for ongoing treatment, travel costs to and from appointments, and any equipment or modifications that are required due to permanent disabilities. General damages are often more subjective and may include compensation for a victim's pain and suffering related to an accident. This includes the compensation for discomfort and pain in the past, and future pain and suffering dependent on the severity of the injury. It is important to choose an experienced attorney represent you, as they can accurately estimate your claim for pain and suffering based on your case facts. Other forms of general damages include loss of enjoyment or companionship and emotional distress. You Tube of enjoyment damages compensate victims for the negative effect an injury has on them being capable of enjoying the activities that they used to enjoy. Loss of companionship and emotional distress can be more difficult to quantify, but our lawyers have years of experience helping victims to determine the right amount of compensation for these kinds of damages. Medical bills Medical expenses can make up a significant portion of a personal injury claim, particularly if an accident results in serious injuries. If the person who suffers an injury does not have preexisting coverage paid by their car insurance or health insurance policy, they are accountable for medical expenses that were included in the settlement for personal injury. Medical-related injuries include hospital visits, surgery and physical therapy. They also cover medical treatment at home and. Accident victims may also be able to claim future medical expenses likely to result from their injuries. This could include future surgeries, rehabilitation procedures or the necessity for long-term medications. It is essential that victims of accidents keep up with their treatment and communicate fully with their physicians. This will help establish that the pain and suffering they are experiencing has a financial value. Keeping current with treatments can aid the recovery of an accident victim quicker, which is important when proving the merits of their claim for pain and suffering. In some cases medical bills can be so large that they exceed the settlement amount of the plaintiff. A lien reduction attorney will help negotiate the outstanding medical bills so that the victim receives more money. Non-economic damage claims are just as important as amount in dollars of an injured person's medical expenses. These damages can be emotional stress and a loss of enjoyment. These damages are hard to quantify, but they could be compensated. If you're pursuing a claim based on personal injury, it is important to work closely with an injury lawyer to ensure that all of your losses are taken into consideration. Suffering and pain Personal injury claims provide compensation for physical pain and mental suffering. It could also include other damages, such as loss of enjoyment of life. Pain and suffering is one of the more subjective types of damages that can be difficult to quantify and prove. It's still an important component of a personal injury claim. In the majority of personal injury cases the plaintiff is able to recover economic and noneconomic compensatory damages. The first are tangible losses like medical costs and lost wages. The latter includes things like pain and suffering as well as loss of consortium inconvenience, out-of-pocket costs and other losses that are not directly financial. Non-economic damages are also referred as “pain and suffering” and cannot be proved by receipts. They don't have an attached dollar amount. It is up to the jury to decide what an appropriate amount should be. A judge will often be reluctant to modify the jury's decision on suffering and pain. There are a variety of methods a judge or jury could utilize to determine the amount of the victim's suffering and pain. One of them is the multiplier technique, which involves multiplying actual damages by a number which is determined by the severity of the injury. Another option is the per diem method which assigns a daily value for each day until the patient reaches the maximum medical recovery. If you're using the multiplier or per-diem method, it is essential to provide as much documentation and support for your claim as possible. Included in this are medical documents, photographs and witness testimony. Keep a journal that details your injuries and the effect they have had on your life. This will aid in remembering the specifics of your case should you have to testify in depositions or hearings. If you are unable to reach an agreement with your insurance company, you might require a court appearance to resolve your issue. You can engage an attorney in New York to handle your case. An experienced lawyer will handle your claim and maximize the amount you get for your pain and suffering. Loss of wages The compensation that injured victims receive in their personal injury claim can include a large amount of lost wages. These are wages they would have received had they not been forced to work a lot because of their injuries. The majority of these losses are temporary and can be recouped. In certain instances however, they may be permanent and irreparable. For most people, the easiest way to calculate lost wages is to look at their pay rate and multiply it by the number of days or weeks they missed from work. For example, let's say you typically earn $25 an hour ($1,000 per week), and you were injured in a car crash that kept you out of work for four weeks. In this instance you'd lose $4,000. Personal injury cases can become more complicated based on the severity and nature of the injury. For instance, if you were permanently disabled in the accident and unable to return to your previous job You may be entitled to damages that cover your future loss of income and potential for promotion. In these instances, you can prove your income loss by presenting evidence of the types of jobs you might have taken on in the past and what kind of pay these jobs could have earned. You may also be required to submit other documents to prove that you lost wages. This might include a wage verification letter from your employer tax records, profit and loss statements, receipts or invoices and business bank accounts or finance-related correspondence. When calculating your lost wages, bonuses and commissions can also be taken into account. In some instances the insurance company of the other driver might compensate you for your lost wages under a no-fault lawsuit. If this is the situation it's not necessary to file a separate personal injury lawsuit in addition to your no-fault lawsuit. If you have been injured in a car accident in New York, or any other type of injury, you should consult an experienced personal injury lawyer. This will help you avoid the pressure of the legal system and ensure you receive compensation for medical expenses and lost income, as well as suffering, and other expenses.